Introduction & Fundamentals
This training provides a comprehensive understanding of the nine key components that form Indonesia’s digital payment ecosystem. These include payment instrument issuers, electronic money (e-money), digital wallets (e-wallets), and transaction processors such as payment gateways and acquirers.
The ecosystem is further supported by switching networks, remittance services, merchant aggregators, marketplace platforms, and essential technology infrastructure, including cloud services, cybersecurity, EDC terminals, and core banking systems. Together, these interconnected components enable digital financial transactions to be processed securely, seamlessly, and efficiently.
Digital Payment Terminology — Part I
Learn the essential terminology used across the payment ecosystem, including Issuer, Acquirer, MDR, On-Us, Off-Us, and Core Banking System (CBS). This module builds a strong foundation for understanding how payment transactions are structured, processed, and recorded within financial institutions.
Digital Payment Terminology — Part II
Explore the infrastructure and security systems behind digital payment operations, including Core Banking, TMS, RKI, CMS, TLE, HSM, and FDS. Learn how these systems work together to support transaction processing, encryption, card management, system monitoring, and real-time fraud prevention
Digital Payment Terminology — Part III
See how digital payments come to life.
Learn the different types of payment terminals, including MiniPOS, MPOS, SoftPOS, and EDC, along with key transaction functions such as Sales, Void, Refund, Reversal, Pre-Authorization, and Top Up. This module also introduces QRIS, Laku Pandai, Mini ATM, and the operational flow from transaction processing and settlement to merchant disbursement.
